I have always been a fan of Credit Cards with Rewards program. I have carried a Discover Card for the last 5 Years or so. I like it for the following reasons…
- Earn Cash Back or Gift Cards to popular retailers.
- The Website is SUPER easy to use.
- Online payments and statements. Once I opted out, I never received any bills, offers, other junk mail from them.
- Breakdown of Purchases. Discover puts all of my purchases into categories so I can see where I spent my money for the past month.
To give an example, I make all of my purchases with a Discover Card and get about $40 back each month. That’s almost $500 in free money each year! And if I pay off the balance each month, I have nothing to lose.